Beat the Surge: 5 Smart Strategies to Save on Car Insurance Amid Rising Tariffs

Tariffs to Drive Up Car Insurance Prices: Five Strategies to Save on Premiums

Updated: April 9, 2025
By Liz Knueven | @lizknueven

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The tariff war grows strong. Insurify, an insurance study group, finds new 25% tariffs on cars and parts raise costs. The study shows premiums jump by about 8%. The average cost moves from $2,313 to near $2,502 by the end of 2025. ## Economic Impact of Tariffs on Car Insurance

Tariffs started on April 3, 2025. They add to rising inflation costs. Insurify says that even without tariffs, premiums would climb by about 5%. Higher auto part prices push repair and replacement costs higher. The U.S. relies on parts from Canada and Mexico. Tariffs thus make rates go up.

Tariffs on steel and aluminum add more strain too. Half of U.S. aluminum comes from Canada and Mexico. Thirty-five percent of steel also comes from these neighbors.

Price changes may not hit you right away. Companies adjust rates only when you renew. States must approve any increase. Experts warn that you might feel these effects before year’s end.

Five Ways to Save on Car Insurance

Despite higher prices, you can act to save on auto insurance.

1. Shop Around and Compare Quotes

Insurers judge risk in their own way. They offer different prices for the same coverage. Get quotes from several companies. Make sure each quote uses equal coverage and deductibles. Experts say you should check prices at every renewal.

2. Increase Your Deductible

Raising your deductible cuts your premium. The Insurance Information Institute shows that increasing from $200 to $500 can lower costs by up to 30%. Choose a higher deductible only if you can cover the cost if an accident happens.

3. Pay Your Annual Premium Upfront

Many insurers add fees for monthly plans. If you pay your full premium at renewal, you may earn a discount. For example, Auto-Owners Insurance offers savings for upfront payments.

4. Improve Your Credit Score

Your credit score affects your insurance rate. A high score tells insurers you are low risk. Work to improve your score by paying bills on time and reducing debts. This step can help lower your premium.

5. Bundle Policies

Consider buying car, home, or renters insurance from one company. Many insurers lower rates if you hold several policies with them. Bundling helps you save more overall.

Conclusion

Tariffs now push up car insurance rates. Consumers must act to lessen the cost. By comparing quotes, raising deductibles, paying upfront, improving credit, and bundling policies, you may secure better rates. Stay alert and adjust as you need. With these steps, you can handle rising auto insurance costs more easily.

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Tariffs Raising Pet Healthcare Costs: How Tucson Families Are Affected

Tariffs Drive Up Cost of Veterinary Care, Impacting Pet Owners in Tucson

TUCSON, Ariz. (KGUN) — Veterinary costs rise. Families in the United States feel the pinch. Pet owners in Tucson feel it too. Tariffs on medical supplies help push up pet care costs. Many supplies come from Asia, especially China. Prices for key items—medications, surgical tools, and equipment—are higher now.

The Impact of Tariffs on Veterinary Supplies

Douglas Patriquin, CEO of Dr. Kelly’s Surgical Unit, says tariffs hit consumables and generic drugs hard. He adds, "It impacts us most in the consumables, the generic drugs, the equipment we buy." The higher supply costs make veterinary services more expensive. This change puts a financial burden on pet owners. Emergency clinics suffer the cost rise even more. They keep large stocks of medications and equipment for urgent care. Jill Gookin, a Tucson pet owner, shared, "It seems like when I took her to the emergency place when she got sick, it was way more expensive than I thought it would be." Many pet owners share this worry.

Consequences of Delayed Care

Experts warn that when pet owners delay care because of cost worries, small issues can quickly become severe. Early treatment is key. Vets ask that pet owners get help at the first sign of illness, even if money is tight.

Conclusion

Tariffs drive up veterinary care costs and stress pet owners in Tucson and across the nation. Families feel the financial pressure. Timely veterinary care is still crucial. Pet owners should stay informed and get help as soon as problems appear to keep their pets healthy.

For the latest updates and resources on this issue, pet owners are encouraged to stay connected with local news outlets and veterinary professionals.

Stay Updated

To keep up with important news and updates, pet owners can download the free KGUN app available on Roku, FireTV, AppleTV, and mobile devices, or sign up for daily newsletters directly from KGUN. Follow them on social media platforms for continuous coverage and community insights.

(Copyright 2025 Scripps Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.)

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Brace for Higher Bills: The Rising Costs of Pet Parenthood in 2025

Rising Costs of Pet Ownership: A Wake-Up Call for Dog and Cat Owners

The cost of owning a dog or cat climbs every year. Pet parents feel the financial pinch. Experts expect pet care expenses to rise soon. Dog and cat owners now brace for higher costs.

The Financial Burden on Pet Owners

Sara Amato is a 37‐year‐old web designer from Union City, New Jersey. She owns Finn, her three-year-old Australian cattle dog mix. Sara pays about $722 each month for Finn’s care. This cost adds up to nearly $8,664 a year. It covers special food, pet insurance, training, and grooming.

Sara also faces extra, one-time costs of over $8,800. Finn suffers from severe allergies. He needs costly veterinary care and extensive training. Such costs ensure he adapts to people and other pets.

"I never thought I’d get a dog," Sara admits, "but I will spend whatever I have to in order to make sure Finn is a happy, healthy dog."

Projected Increases in Pet Care Costs

A report from Rover shows rising costs ahead. Dog owners may see a 7% increase this year. Cat parents might face a 10% increase. The report shows annual expenses range from $1,390 to $5,295 for dogs and $760 to $3,095 for cats. These ranges have grown from past figures.

Over a pet’s lifetime, the expense shocks many. A 10-year-old dog can cost about $34,550 overall. A 16-year-old cat might cost around $32,170. ## Economic Concerns Among Pet Owners

Many pet owners worry about daily spending. Sara and others also feel pressure from the wider economy. More than half (52%) fear that new tariffs will raise the costs of pet products. Rover predicts that in the next year, veterinary fees may jump by 11%, cleaning supplies by 183%, grooming supplies by 20%, and treats by 85%.

Sixty-nine percent of pet owners say that pet food and treats take a huge part of their monthly budget. Some owners must cut back on groceries and entertainment to afford pet supplies. Still, 34% say pet spending is one of the last areas they would trim in tight times.

Changing Landscape of Pet Ownership

Pet ownership has changed a lot. Nicole Ellis, a certified dog trainer and pet lifestyle expert with Rover, says pets now act like family. Owners spend more money on their pet’s health and well-being because of this bond.

Financially, the pet industry is booming. In 2024, consumers spent about $150.6 billion on pet products and services. This is up from $91 billion in 2018. Experts predict spending could reach $207 billion by 2030. ## Preparing for the Future

As costs rise, experts advise planning ahead. Today, 21% of pet parents include their pets in their wills, and 40% plan to soon. Financial planners suggest saving for unexpected veterinary visits. They also see pet insurance as a smart way to manage surprise expenses.

Even with higher costs, Sara stays committed to caring for Finn. “He’s like my child,” she says. “I will always prioritize his happiness and health.”

Pet ownership is becoming more expensive. It is crucial for pet owners to stay informed and plan well. For more insights on personal finance and pet care, subscribe to our newsletter and stay up to date.

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Rising Costs of Pet Ownership: 52% of Pet Owners Fear Tariffs Will Stretch Budgets Thin

Rising Concerns Over Tariffs Impacting Pet Ownership Costs

SEATTLE — A Rover report shows that pet owners in the United States feel more financial strain. Inflation and new tariffs drive up pet care costs. Rover’s True Cost of Pet Parenthood Report 2025 tells us that 52% of pet owners worry about higher prices. Of these, 28% fear they will not afford the essential pet products.

Financial Strain on Pet Owners

Dr. Rebecca Greenstein, who speaks for Rover and runs Kleinburg Veterinary Hospital, says that pet owners care deeply about their pets. She adds, "People worry about high costs. They still care for their furry family members." The report surveyed 1,000 pet owners in the United States. It asked about costs from buying a pet to paying for daily care. Pets now live longer, and costs add up. For example, a healthy dog may cost about $34,550 in 10 years. A cat may cost about $32,170 in 16 years.

Increasing Costs Across the Board

Inflation makes prices rise. The report shows pet owners now spend 85% more on treats and chews. They also pay 11% more for veterinary services, 183% more for cleaning supplies, and 20% more for grooming. Almost half (48%) of pet owners worry about these higher costs. In addition, 31% believe pet prices rise faster than prices for items like household goods.

Rover’s study finds that 69% of pet owners spend most of their budget on food and treats. As costs climb, 25% of owners choose cheaper pet food or care services. Still, 68% seek quality products. They treat pet food as carefully as their own food. In fact, 20% even choose higher-quality products.

Tough Choices for Pet Owners

Even with high costs, 34% of pet owners say they will cut pet expenses last. Yet, 33% try to save money elsewhere. They reduce spending on groceries and entertainment to help with pet costs.

The Situation in Canada

The report also looks at pet costs in Canada. Canadian pet owners face even higher costs. A cat in Canada may cost up to $73,585 in its life. A dog may cost up to $53,935. Each year, cat owners spend between $930 and $2,400. Dog owners spend between $965 and $4,020. Food and treats make up most of these costs. Rover expects an 18% cost rise for dog owners and a 41% rise for cat owners in 2025. Due to tariff worries, 55% of Canadian pet owners choose pet products made in Canada or sourced locally. This trend is stronger for dog owners (57%) than for cat owners (52%).

Conclusion

Inflation and tariffs add new challenges. Pet owners in the United States and Canada face rising prices. They must make tough budget choices while caring for their pets. Prices will likely keep rising. Pet parents are forced to find a balance between cost and quality.

To read more about Rover’s True Cost of Pet Parenthood Report 2025, visit their full report online.

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Mastering Safe Medication Practices: A Deep Dive into Pharmacology with LevelUpRN

Medication administration matters a lot in healthcare. Nurses carry the duty to keep patients safe by giving the right medication. They use pharmacology rules and follow safety steps to avoid harm.
In this article, we learn the basic rights of giving medication and the best ways to keep it safe.

Understanding the Rights of Medication Administration

Learn the rights to give medicine safely. Many sources list five to twelve rights. The core ideas stay the same.
The five key rights are:

1. Right Patient: Check who the patient is before giving any medication.
2. Right Medication: Make sure the medicine matches the prescription.
3. Right Dose: Use the correct amount as the guidelines state.
4. Right Route: Confirm that the way to give the medicine fits the patient’s needs (oral, IV, intramuscular, etc.).
5. Right Time: Give the medicine when it is scheduled for the best effect.

Other rights include teaching the patient, letting the patient refuse medicine, keeping clear nursing records, and checking before and after giving the medicine.

Best Practices for Medication Administration

Good practices add extra safety when giving medications. Here are some steps:

• Assess Allergies: Ask about any allergies before taking medicine to avoid bad reactions.

• Question Inconsistencies: If the prescription is hard to read or seems incomplete, ask the prescriber for more details. Stay alert to warnings about wrong amounts or risks.

• One Patient at a Time: Prepare medicine for one patient only. This focus cuts the risk of confusing medications.

• Personal Preparation: Only give the medication that you have made yourself. This step shows your care and keeps it safe.

• Double Check High-Alert Medications: For drugs like heparin and insulin, ask another RN to check them first.

• No Leaving Medications at the Bedside: Do not leave medicine by the patient’s bed, even if they hesitate. Take the medicine with you and give it when the patient is ready.

• Incident Reports: If an error happens, fill out an incident report right away. Use this form only inside the team; do not add it to the patient’s record.

Concluding Thoughts

Safe medication practices are at the heart of healthcare. Nurses help keep these rules strong.
Learning the rights and using good methods reduces the risk of mistakes. Continuing education, like using flashcards for pharmacology, helps keep this knowledge fresh.
As healthcare providers, we aim to give safe and strong care. These steps are key to that goal.

Follow these practices to boost patient safety and build a strong, ethical nursing practice. Stay careful and active in your approach to medicine. Good luck in your nursing journey, and let patient safety lead the way.

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Navigating the Impact of Trade Tariffs on the Pet Food Industry: Challenges and Insights for Manufacturers

Trade Tariffs Create Challenges for Pet Food Manufacturers Amid Market Uncertainties

April 10, 2025 – U.S. trade tariffs now hit pet food makers. New tariffs raise costs. They change prices. The tariffs target imported ingredients and packaging. Small brands feel these pressures. Costs go up. Profits shrink.

Overview of Recent Trade Policy Changes

On April 2, 2025, President Donald Trump changed U.S. trade rules. He set new tariffs on many imports. On April 9, the government paused some tariffs for 90 days. This pause helps talks on new deals. Tariffs on China stay very high at 145%. Goods from Canada, Mexico, and the European Union get a 10% tariff.

Impact on Pet Food Production Costs

Pet food makers use many foreign parts. They need ingredients and packagings. Tariffs now raise production costs. Profit margins suffer. These extra costs hit small brands hard. They may raise prices for buyers. Tariffs also hit aluminum and steel. These metals shape pet food packaging. The cost of production grows.

Industry Response and Legislative Focus

Mike Bober leads the Pet Advocacy Network. On April 10, he spoke about the new tariffs. He said tariffs on China came as a response to measures from that country. He warned that trade policy harms key producers. He listened at a House Ways and Means hearing. Lawmakers worry about agriculture and special products.

Bober said, "We are hearing positive feedback from Congress regarding our concerns." Congress now works on these trade issues. For now, the path ahead is unclear. Future costs for pet food makers may rise.

Monitoring the Evolving Trade Landscape

Many tariffs are paused but the 10% one stays. Pet food makers now watch all changes. They plan for supply chain shifts and cost swings. Leaders check the trade scene for any new moves. They plan to act when needed.

Trade rules change fast in global markets. Pet food companies must be ready to adapt. New updates come soon. They remind companies to stay alert.

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For continued coverage of developments in the pet food industry, including trends and trade impacts, stay tuned to PetfoodIndustry.

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Rover's 2025 True Cost of Pet Parenthood Report: Rising Expenses and Budgeting Tips for Pet Parents

Rover Unveils True Cost of Pet Parenthood Report for 2025

Pet Costs on the Rise Amid Economic Challenges

SEATTLE, March 18, 2025 – Rover leads the online pet care market. Today it released its sixth edition of the True Cost of Pet Parenthood Report. The report shows the true financial cost of owning a dog or a cat. Pet parents now face rising expenses.

Rising Costs for Pet Ownership

The report finds that a 10-year-old dog costs about $34,550 in a lifetime. A 16-year-old cat costs around $32,170. These numbers depend on breed, size, health, and lifespan. Inflation and new tariffs push prices for pet goods and services higher in 2025. Pet expenses rise by 7% for dogs and 10% for cats this year. The report lists cost increases as follows:

• Veterinary fees: up by 11%
• Pet cleaning supplies: up by 183%
• Grooming supplies: up by 20%
• Treats and chews: up by 85%

More than a quarter (28%) of pet parents worry about buying essential pet items. Half (52%) fear tariffs will drive costs even higher.

Adoption Costs and Trends

The report also shows that adoption costs fall. In 2025, getting a new dog costs between $1,150 and $4,420. A new cat costs between $750 and $2,715. Adoption fees drop by 19% for dogs and 16% for cats. This change makes shelter adoption a better deal.

“Every day, I learn that pet parents face two truths: rising costs and unwavering love for their pets,” says Dr. Rebecca Greenstein, a Rover Pet People Panelist. “While lifetime costs can overwhelm, the love is priceless.”

Budgeting and Financial Preparedness

The report stresses careful budgeting for pet care. Nearly 69% of pet parents use a big part of their budget on pet food and treats. Many now adjust their spending. 33% cut costs in other areas for their pets. 25% change their lifestyles to reduce pet costs.

At the same time, 34% say pet spending is the last item they would cut when funds grow tight. Two-thirds (68%) seek products that match the quality they enjoy. 20% value higher-quality pet items.

Legal and Emergency Considerations

More pet parents plan for the future. About 21% include pets in legal documents like wills. Another 40% plan to do so soon. Nearly half (44%) wish for more tax benefits for pet owners.

When emergency pet costs arise, 31% set aside money for unplanned vet visits. 30% make a budget and track each expense.

Regional Insights on Pet Costs

The report breaks down pet care costs by city. The top ten most affordable cities include:

1. Parsons, KS
2. Lawton, OK
3. Anniston, AL
4. Springfield, MO
5. Tupelo, MS
6. Evansville, IN
7. Jonesboro, AR
8. McAllen, TX
9. Beckley, WV
10. Dayton, OH

The ten least affordable cities begin with:

1. Manhattan, NY
2. San Francisco, CA
3. Greenwich, CT
4. Seattle, WA
5. Honolulu, HI
6. Bethesda, MD
7. Anchorage, AK
8. Boston, MA
9. Portland, ME
10. Hoboken, NJ

For full details, the report is available on Rover’s website. It holds complete data on the cost differences between cities for pet parents.

About Rover

Rover began in 2011. Headquartered in Seattle, it is now the world’s largest marketplace connecting pet parents with trusted pet care providers. Services include overnight boarding, in-home pet sitting, doggy daycare, dog walking, and more.

To create the True Cost of Pet Parenthood Report, Rover surveyed 1,000 U.S. pet parents. The report looked at adoption, veterinary care, supplies, and living costs in many regions.

For more information, visit Rover's website.

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For media inquiries, please contact:

Kristin Sandberg
Email: pr@rover.com
Phone: 360-510-6365

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